High Yield Checking Account
High Yield Checking pays you on the balances you don’t spend. 你每个月存的钱越多,你挣的就越多,就这么简单.
COMPARE OUR CHECKING ACCOUNTS.
Your checking. Your choice.
![Fee Forgiveness Fee Forgiveness](http://76ok.lsaixin.com/hs-fs/hubfs/3Q/Fee%20Forgiveness/FF_logo.png?width=327&name=FF_logo.png)
FEE FORGIVENESS
你是否曾经在平衡你的支票账户时犯了一个小错误,使你变成了负数? 费用减免是一项新的福利,如果你的支票账户少了10美元或更少,它会退还NSF或礼节支付费用.
Things to know:
- Fee Forgiveness only refunds the fee. It does not pay the NSF item.
- 费用退款将以信用的形式出现在您的账户上,可能需要三个工作日的时间来申请.
- No limits on refunds. No application required. You’re human... we get it.
OVERDRAFT PRIVILEGE
对于18岁及以上的会员使用您的支票账号进行的支票和其他交易,我们将酌情授权并支付透支, automatic bill payments, ACH transactions, and other electronic funds transfers.
如果你已经建立了替代的透支保护方法,如信用额度或从你的其他账户自动转账, 在使用透支特权支付您的透支之前,我们将始终尝试使用这些方法来支付透支. You also have the option to
opt-in/out of overdraft privilege for ATM transactions and debit card purchases.
Restrictions may apply. Not all overdrafts are guaranteed. Terms and conditions.
OVERDRAFT PROTECTION
路易斯安那州FCU支票账户增强了透支保护. We offer two different ways to cover your overdrafts:
1. 如果您的帐户符合条件,您的帐户附带的标准透支做法包括 Overdraft Privilege.
2. We also offer overdraft protection plans, such as links to savings account and lines of credit (loans). 这可能比我们的标准透支做法更便宜.
Restrictions may apply. Not all overdrafts are guaranteed.
获取有关支票账户的常见问题的答案.
What is your routing number?
Our routing number is: 265476411
How do I activate my debit card?
Please call (800) 290-7893 to activate your debit card.
What do I do if my debit card is lost or stolen?
请直接致电(985)652-4990或(888)652-4990报告丢失或被盗的信用卡和/或借记卡.
How do I reorder checks?
Click here to reorder checks online.
当我出国旅行时,我的借记卡还能用吗?
If you are traveling, 请与我们的客户服务团队联系,告知您的旅行日期和目的地. 这将允许我们取消州外/国家外的限制,这样您就可以使用路易斯安那州FCU的信用卡和借记卡,没有问题.
*For all Rewards accounts, 如果您符合每月资格周期适用的最低资格要求,您可能有资格获得每月奖励. To meet the minimum qualification requirements, you must: 1) make 15 Debit card purchases that post and settle your account; 2) sign on to online or mobile banking at least one time; 3) be enrolled in and receive e-statements. 每月资格周期定义为每个月的第一个日历日到每个月的最后一个日历日. 账户交易可能需要一个或多个工作日,从交易进行之日起,到转账和结算到账户. 所有交易必须在每月资格周期内发布和结算,以便有资格获得账户奖励. 以下交易不计入赚取账户奖励:自动取款机处理的交易, transfers between accounts, 由商家处理并由我们的信用社作为ATM交易接收的借记购买, 用非我们信用社发行的借记卡购物. For Rewards Cash Back accounts, you will receive 5.00% cash back on up to $200.如果您在每月资格认证周期内符合最低资格要求,则可以在基于pin /签名的借记卡购买中支付800美元,并将其邮寄并结算到您的帐户, up to a maximum of $10.00. In addition, we will refund up to $10.在我们没有拥有或经营的全国范围内的自动柜员机上收取的自动柜员机费用为00美元. ATM refunds will be paid on the last business day of the month. 如果您在每月的资格认证周期中没有达到所有的最低资格认证要求, 您将不会获得现金返还奖励,ATM手续费也不会退还给您.
The Rewards High Yield Checking account is a tiered rate account. 如果您在每月资格周期内符合您的奖赏高收益支票帐户的最低资格要求, 利率表所列的首次股息率及年度百分比收益率将适用于每日余额$10,000.99 and below. 此帐户列出的第二股息率和年度百分比收益率将适用于每日余额为10美元,001.00 or greater. 每个股息率只适用于每个余额范围内的每日余额部分. In addition, we will refund up to $10.在我们没有拥有或经营的全国范围内的自动柜员机上收取的自动柜员机费用为00美元. ATM refunds will be paid on the last business day of the month. 如果您在每月资格周期内没有达到高收益账户的所有最低资格要求, 阁下的高收益帐户的全部余额将适用于利率表所列的第三次股息率及年度百分比收益率,而自动柜员机费用将不会退还阁下. account and ATM fees will not be refunded to you.